5 Comments

Thanks Kishan for the detailed analysis. It Would be great if you can do a similar analysis for PE based asset allocation. Eg assuming at PE 20 you start with 50:50 and add to equity if PE reduces or reduce equity share if PE increases. It would be interesting to analyse the PE based performance vis a vis 50 and 200 SMA. SMAs give delayed signals. PE based strategy might prove disastrous in a falling market - where you might be catching falling knives.

A numbers backed comparison which takes transaction costs and taxes into account would be of great help.

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Abhishek, we'll discuss valuation based allocations down the line. There a couple of posts on stockviz that tacles this:

https://stockviz.biz/2019/03/08/index-valuations-part-i/

https://stockviz.biz/2019/03/13/index-valuations-part-ii/

Transaction costs are minimal because brokerage is zero and STT on ETFs is only 0.001% paid by the seller.

Taxes would be the biggest drag.

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Thanks a lot buddy. I will be eagerly watching out. Have become a fan of your blog and the data backed insights that destroy a lot of BS. Keep up the great work!

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When you switch out of equity, you also earn interest on liquid funds. How would this improve the overall returns? Also, capital gains will be taxed each time you switch from equity. How would this change the overall returns?

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The following post decomposes the drivers of total returns:

https://stockviz.biz/2020/06/22/tactical-allocation-an-introduction-part-ii/

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